How businesses like yours get paid faster

InstantPay analyzes invoices, so they can be prepaid in days

Save on admin and increase your cash balance


The money is in your checking account, freeing up capital to invest in your business


Over 98% of invoices can be prepaid by InstantPay

Prepayment, not credit

There is no direct impact on your credit rating, but we do make UCC filings. We prepay your invoice after deducting a small fee (which varies by programme).

No contractual lock-in

Cancel at any time, online or by email.

Low admin

No new bank account is needed. Less admin than other options, as every invoice is automatically assessed

You are in safe hands

Previse is a multi-award-winning company that uses data and machine learning to make finance simple for SMEs.

5 years



total spend processed


invoices and adjustments processed


transactions every day



How InstantPay works

We buy your eligible invoices.
You get prepaid.
When we say we make finances simple, we mean it.

Step one

Send your invoice to your customer

Step two

We check to decide if it will be purchased

Step three

We organize your prepayment

On the due date

They pay us direct

What you need to get started

To apply, you must:
  • Supply a company that is offering to pay you via InstantPay
  • Be registered in a US state, excluding California
  • Provide the contact details of someone approved to make your financial decisions.
  • Supply your company name and registration number.

You may not qualify if:

  • Your legal entity providing goods/services to Mastercard is located in California
  • You are a subsidiary of a legal entity based in California
  • You are invoicing Mastercard from an entity based in California
  • Your business is a bank, insurer or reinsurer (brokers may be eligible)

InstantPay is only available where your customer has agreed to offer it as a payment method. You will usually hear directly from them.