How businesses like yours get paid faster
InstantPay analyzes invoices, so they can be prepaid in days
Save on admin and increase your cash balance
Cash
The money is in your checking account, freeing up capital to invest in your business
Confidence
Over 98% of invoices can be prepaid by InstantPay
Prepayment, not credit
There is no direct impact on your credit rating, but we do make UCC filings. We prepay your invoice after deducting a small fee (which varies by programme).
No contractual lock-in
Cancel at any time, online or by email.
Low admin
No new bank account is needed. Less admin than other options, as every invoice is automatically assessed
You are in safe hands
Previse is a multi-award-winning company that uses data and machine learning to make finance simple for SMEs.
5 years
operations
$157bn
total spend processed
37m
invoices and adjustments processed
100,000
transactions every day
10,000+
suppliers
How InstantPay works
We buy your eligible invoices.
You get prepaid.
When we say we make finances simple, we mean it.
Step one
Send your invoice to your customer
Step two
We check to decide if it will be purchased
Step three
We organize your prepayment
On the due date
They pay us direct
What you need to get started
To apply, you must:
- Supply a company that is offering to pay you via InstantPay
- Be registered in a US state, excluding California
- Provide the contact details of someone approved to make your financial decisions.
- Supply your company name and registration number.
You may not qualify if:
- Your legal entity providing goods/services to Mastercard is located in California
- You are a subsidiary of a legal entity based in California
- You are invoicing Mastercard from an entity based in California
- Your business is a bank, insurer or reinsurer (brokers may be eligible)
InstantPay is only available where your customer has agreed to offer it as a payment method. You will usually hear directly from them.
